“Stretch your payment with the new PB Flexipay”

This is the slogan for Public bank new product “PB Flexipay”, a new product that allow you to convert your purchase to pay in installment method. The flexipay is different with the 0% IPP (Zero Percent Instalment Payment Plan) even though both allowed you to pay for purchase through installment scheme. For 0% IPP purchase, the installment interest payable to bank is paid by merchant and for the flexipay is paid by consumer to bank.

The flexipay is a very consumer friendly product if you required to purchase in large amount and the merchant do not provide 0% IPP.  With minimum interest paid to subscribe to the flexipay, now you can settle your purchase in installment way instead of pay off the bill immediately.

Public Bank Flexipay is one of the lowest offer in current market right now.

A one-ime interest will be charged upfront and the interest rates is based on the installment tenure.

  • 2% for a 6-month instalment plan (Minimum purchase amount is RM 1,000)
  • 3% for a 12-month instalment plan (Minimum purchase amount is RM 2,000)
  • 6% for a 24-month instalment plan (Minimum purchase amount is RM 4,000)

To subscribe to PB Flexipay, card member must inform PB Card Services (PBCS) by calling the Customer ServiceDepartment of PBCS at 03 – 2176 8000 or complete the Flexipay application form and return it by fax or mail to PBCS.

*** Flexipay only applicable to retail purchase only, not applicable to cash withdrawal, balance transfer, annual fees, finance charge.

Please visit the site for more information & terms and conditions.
http://www.pbebank.com/en/en_content/personal/promotions/flexipay.html