Visa & MasterCard are the most popular credit card issuer in Malaysia. There’s no different when using the card for purchase. However, each card issuer offered different promotion and privileges. The promotion and privileges are different for each types of the card as well. So it is good to know which bank offered Visa or MasterCard and the types of the card as well, to fully enjoy the privileges of the card.
This post summarized the list of credit cards available in Malaysia. The table below will showing the list of bank and the types of credit card offered, either class, gold, platinum, Visa Infinite or World MasterCard.
| Bank | Visa | Master | ||||||
| Classic | Gold | Platinum | Infinite | Classic | Gold | Platinum | World | |
| Affin Bank Berhad | Y | Y | - | - | Y | Y | - | - |
| Alliance Bank Berhad | Y | Y | Y | - | Y | Y | Y | - |
| AmBank Berhad | Y | Y | Y | - | Y | Y | - | - |
| Bank Islam Malaysia Berhad | Y | Y | Y | - | Y | Y | - | - |
| Bank Rakyat | Y | Y | - | - | Y | Y | - | - |
| Bank Simpanan Nasional | Y | Y | - | - | Y | Y | - | - |
| CIMB Bank Berhad | Y | Y | Y | Y | Y | Y | Y | Y |
| Citibank Berhad | Y | Y | Y | - | Y | - | - | - |
| EON Bank Berhad | Y | Y | Y | - | Y | Y | Y | - |
| Hong Leong Bank Berhad | Y | Y | Y | - | Y | Y | Y | - |
| HSBC Bank | Y | Y | Y | - | Y | Y | - | Y |
| Malayan Banking Berhad (Maybank) | Y | Y | Y | - | Y | Y | Y | - |
| OCBC Bank Berhad | Y | Y | - | - | Y | Y | Y | - |
| Public Bank Berhad | Y | Y | Y | - | Y | Y | Y | - |
| RHB Bank Berhad | Y | Y | Y | Y | Y | Y | Y | - |
| Standard Chartered Bank | Y | Y | Y | Y | Y | Y | Y | - |
| United Overseas Bank Malaysia | Y | Y | Y | - | Y | Y | Y | - |
| AEON Credit Services (M) Berhad | Y | Y | - | - | Y | - | - | - |
| MBF Cards Sdn Bhd | Y | Y | Y | - | Y | Y | Y | Y |
From the table above, we can know that CIMB bank is the only bank offered the complete set of credit cards for Visa & Master Card, range from the classic card to the highest range of the card, Visa Infinite & World MasterCard.
The following information is deemed correct at the time of posting. Feel free to contact me if there’s any correction to made. Thanks.

does this make CIMB the best choice to get a credit card from ?
This is subjective answer. I think most of the people getting a credit card is based on privileges of the credit card, not because a single bank that offer full range of product.
Anyway getting the top range of card is always my target, I don’t mind to apply to any bank that can offer it.
now most ppl go for cash rebates
Welcome to my site.
Yes, totally agree with you. I have 6 credit cards and 4 have cash rebate. The best I have is SC JustOne and follow by Alliance Younique.
I have SC Just One, but may I know how Alliance Younique works?
Hi Melvin, There are 3 types of rewards that you can choose for Alliance Younique card.
For great rebates reward, the maximum rebate is 2% and based on spending range. Check out rebates table here.
https://younique.alliancebank.com.my/faq.html