Early of October, I read some latest news from an OCBC agent through a local forum that the MLR rate will be revised to 4.40% per annum soon, from 4.70%. I knew the agent personally and I believe the news ...Read More Inside

I believe most of the house owner will take seriously to settle their housing loan as soon as possible because getting a house is one of the biggest financial commitment in our life. The earlier we settle the loan, the ...Read More Inside

KLIBOR based housing loan has been introduced to Malaysia property market since mid of last year. Until today, only Standard Chartered bank offering this type of product and named it as MortgageKLIBOR. Image credit to Susan & her 5d The only question ...Read More Inside

Recently OCBC Bank Bhd launched a new home loan package called Ideal Mortgage. Ideal Mortgage is a credit facility that does not use the Base Lending Rate(BLR) as a benchmark. It uses it's own Mortgage Lending Rate (MLR) instead, which ...Read More Inside

Securing a mortgate loan is the most important step in the home-buying process. However, choosing the most suitable mortgate loan can be one of the most stressful and important decisions in a persons life. So I am going to share my ...Read More Inside